Benefits Enrollment
Choose Your Employer (listed alphabetically)
Akima - Tobyhanna
Enrollment Dates: 3/24 - 3/28
District Lodge W2021
Enrollment Dates: 3/24 - 3/28
Semcor
Enrollment Dates: 3/24 - 3/28
Have Questions?
INCOME PROTECTION
SHORT TERM DISABILITY INCOME
(If applicable)
Provides a weekly cash tax-free benefit to help pay for everyday expenses (such as mortgage / rent, utilities, childcare, or groceries) if you are unable to work due to a covered disability.
Short Term Disability benefits are payable for an off-the-job accident, sickness or pregnancy. Pregnancy benefits for normal delivery up to 6 weeks; C-Section up to 8 weeks (minus the waiting period) – can be longer if medically necessary and under doctor’s care.
LONG-TERM DISABILITY INCOME
(If applicable)
Provides a monthly tax-free benefit to replace a portion of your income which can help lessen the financial impact of a covered disability. This type of insurance can help you manage your expenses when you can’t work due to a covered disability, so that you don't have to rely solely on your savings. Enrollment in this benefit is Guaranteed Issue, so you don’t have to answer any health questions to be covered.
SUPPLEMENTAL PROTECTION
HOSPITAL INDEMNITY
The Aetna Hospital Indemnity Plan pays benefits when you have a planned, or unplanned hospital stay for an illness, injury, surgery or delivering a baby. It also pays a lump-sum benefit for admission and a daily benefit for a covered hospital stay. You can use the benefits to help pay out-of-pocket medical costs or personal expenses. Provides coverage for pre-existing conditions.
CRITICAL ILLNESS INSURANCE
Available to members and their families.The Aetna Critical Illness Plan pays benefits when a doctor diagnoses you with a covered serious illness or condition like heart attack, stroke, cancer and more. You can use the benefits to help pay out-of-pocket medical costs or towards personal expenses. It provides a lump sum cash benefit to you of $5,000 to $50,000.
This cash benefit is paid directly to the insured member when you or a covered family member is diagnosed with a covered serious condition. This plan covers such conditions like heart attack, stroke, cancer, organ failure, end stage renal failure, coronary artery bypass, Alzheimer's disease, loss of sight, speech or hearing, coma, paralysis, severe burns, and/or benign brain tumor.
You can use the money to help cover your deductible or everyday expenses like utility bills, mortgage payments or rent, day care and groceries. It’s up to you.
CANCER INSURANCE
Cancer can affect anyone — and treatment can be costly. Even quality medical plans can leave you with extra expenses to pay. Costs like plan deductibles, copays for doctor visits, and extra costs for out-of-network care can add up fast. These funds can be used to pay for household expenses that may be more difficult to manage while you’re sick. MetLife hopes that this extra financial support allows you to focus more fully on yourself and your health. Provides coverage for pre-existing conditions.
ACCIDENT PLAN
The Aetna Accident Plan pays benefits when you get treatment for an accidental injury. The plan pays for a long list of covered minor and more serious injuries. You can use the benefits to help pay out-of-pocket medical costs or personal expenses. This policy helps offset loss of income due an accident. Coverage is provided for accidents that occur on or off the job.
LIFE INSURANCE
TERM LIFE INSURANCE
Available as an active full time member working 20 or more hours per week, your spouse under the age of 70, your unmarried children ages 14-19 years (to age 25 if full-time student), and handicapped children over the age of 19 are eligible for coverage.
WHOLE LIFE INSURANCE
+Long Term Care Rider
Coverage available for members, spouse, dependent chidren under age 26, and grandchildren under age 16. Cost will never go up. Death benefit will never go down.
LIFETIME BENEFIT TERM
Family Protection - Guaranteed - Plus Benefits for Long Term Care (LTC)
Members - Guaranteed Issue up to $100,000
Spouse - Guaranteed Issue up to $30,000
(Spouse can have no more than 50% of members amount)
Dependent Child – Child Term Rider for $10,000 for additional cost of $4.18 per month.
Benefits for Long Term Care
Pays death benefits in advance for home health care, assisted living, adult day care, and nursing home care.
EXCLUSIVE BENEFITS
UNION COLLEGE BENEFIT
Are you interested in exploring opportunities for professional development or personal growth? Is a family member ready to return to college and chase their dreams? As an IAMAW union member, you and your entire family are welcome.
The EBS Union College Benefit helps you find the right college and the right degree options that are most important to you.
Our fully accredited, fully online network of union supporting colleges makes it simple to attend class and maintain your busy work life balance, all without having to commute to a brick-and-mortar location.
GROUP MEDICARE PLAN
Virtual Will & Trust
- Plans for the Whole Family: with one membership, 4 adult family members can create their own will- or trust-based estate plan with unlimited updates.
- Everything Included: Will-and-Trust based estate plans together with a suite of directives (POA, health care, funeral, pet directives, and more)
- Smart Digital Vault also included: Easily organizes and integrates your online life into your estate plan.
- Self-Guided: Intuitive design creates personalized estate plans from anywhere and on any device.
- Approved in All 50 States: We stay ahead of legal changes and ensure ongoing compliance with evolving laws and regulations through the guidance of our legal Advisory Board.
ID THEFT PROTECTION
33% of Adults have experienced some form of Identity theft. There is a new victim of ID theft every 2 seconds. EBS is here to help! We have negotiated with Frontline Identity to provide our members with 1 free year of ID Theft protection. *You must call to enroll or complete our enrollment form.
Need help with Self-Enroll?
Watch the video below for simple step-by-step instructions on how to Self-Enroll.