Benefits Enrollment EXTENDED!
Self Enroll through 2/21!
On-Site:
Oakland, CA (2/10-2/11)
Seattle, WA (2/13 - 2/14)
Lorton, VA (2/17 - 2/18)
Miami, FL (2/20 -2/21)
The video below represents a member named RT with 12 years of service to the Railroad employer on how the disability plan works for him and is a much needed benefit.
3 Ways To Enroll or Review Your Coverage:
Have Questions?
RAILROAD DISABILITY
and Supplemental Sickness plan
What happens if you’re unable to work due to an illness or accident?
Can you afford to live on $750 week?
Your Railroad provided disability plan only provides a portion of your income based upon years of service:
• If you’ve worked less than 10 years you get a 6 month benefit.
• If you’ve worked More than 10rs you get a 12 month benefit
Is that enough for you & your family?
*EBS has a buy-up option that pays in addition to the Railroad provided benefit.
Railroad Accident Plan
• 24-hour coverage for accidents, on OR off the job.
• $400 Emergency Room benefit plus benefits for fractures, dislocations and more.
• $3,000 for Hospital Admission plus $750 per day hospital confinement for an accident.
• Sickness Rider: $500 Hospital Admission, $300 a day starting on day 2 for 30 days per calendar year for a covered illness.
• Up to $100,000 accidental death benefit.
•. $100 Wellness benefit
Critical Illness
• First occurrence, additional occurence, and reoccurrence benefit
• Lump-sum benefits available up to $50,000 for Member and Spouse
• Fully portable with No Age Benefit Reduction or Change in Premium
• Benefits for 45 Named Health Events including Childhood Diseases
• Premium Example:
Age 30, enroll in $10,000, $1.23 per week = $63.96, including $75 Annual
Wellness Benefit = $11 Annual Savings
LIFE INSURANCE
LIFETIME BENEFIT TERM
+Long Term Care Rider
Family Protection - Guaranteed - Plus Benefits for Long Term Care (LTC)
Members - Guaranteed Issue up to $100,000
UNION COLLEGE BENEFIT
Are you interested in exploring opportunities for professional development or personal growth? Is a family member ready to return to college and chase their dreams? As an IAMAW union member, you and your entire family are welcome.
The EBS Union College Benefit helps you find the right college and the right degree options that are most important to you.
Our fully accredited, fully online network of union supporting colleges makes it simple to attend class and maintain your busy work life balance, all without having to commute to a brick-and-mortar location.
Need help with Self-Enroll?
Watch the video below for simple step-by-step instructions on how to Self-Enroll.