Enrollment Period: 3/15/21 - 4/2/21
2 WAYS TO ELECT OR CHANGE YOUR COVERAGE:
Our Enrollment Advisors are here to help you
Schedule a call with one of our enrollment advisors by selecting a date and time below:
LONG TERM DISABILITY INCOME
Provides a monthly tax-free benefit to replace a portion of your income which can help lessen the financial impact of a covered disability. This type of insurance can help you manage your expenses when you can’t work due to a covered disability, so that you don't have to rely solely on your savings. Enrollment in this benefit is Guaranteed Issue, so you don’t have to answer any health questions to be covered.
Choose from $300 up to $6,000 in increments of $100, not to exceed 65% of monthly earnings.
HOSPITAL INDEMNITY
Provides coverage for pre-existing conditions.
Can pay benefits that help you with the costs of a covered hospital visit.
ACCIDENT PLAN
Available to members and their families. This policy helps offset loss of income due an accident. Coverage is provided for accidents that occur on or off the job.
CRITICAL ILLNESS INSURANCE
Available to members and their families. The Aetna Critical Illness plan can help you protect your finances. It provides a lump sum cash benefit to you of either: $15,000, $25,000, or $50,000, dependent on what coverage amount you choose.
This cash benefit is paid directly to the insured member when you or a covered family member is diagnosed with a covered serious condition. This plan covers such conditions like heart attack, stroke, cancer, organ failure, end stage renal failure, coronary artery bypass,
Alzheimer's disease, loss of sight, speech or hearing, coma, paralysis, severe burns, and/or benign brain tumor.
You can use the money to help cover your deductible or everyday expenses like utility bills, mortgage payments or rent, day care and groceries. It’s up to you?
CANCER INSURANCE
Available to members and their families. Benefits are paid directly to the insured while being treated for cancer. These benefits are over and above the benefits paid from the member's major medical plan.
LIFE INSURANCE
TERM:
Available as an active full time member working 20 or more hours per week, your spouse under the age of 70, your unmarried children ages 14-19 years (to age 25 if full-time student), and handicapped children over the age of 19 are eligible for coverage.
WHOLE:
Coverage available for members, spouse, dependent chidren under age 26, and grandchildren under age 16. Cost will never go up. Death benefit will never go down.
- Income Rider available for Catastrophic Issue (pays if you need assistance with 2 of your activities of daily living.)
ID Theft Protection
33% of Adults have experienced some form of Identity theft. There is a new victim of ID theft every 2 seconds. EBS is here to help! We have negotiated with Frontline Identity to provide our members with 1 free year of ID Theft protection. *You must call to enroll or complete our enrollment form.
