SUPPLEMENTAL BENEFITS
Protection for Union Members and Their Families
EBS works with unions and employers nationwide to provide supplemental benefit programs designed around the needs of their members and employees.
BEST IN CLASS
Our Benefits
Income
Protection
Your Most Valuable Resource
- Short Term Disability
- Long-Term Disability
Specific
Coverages
Tax-Free Benefits Paid Directly to You
- 24-Hr Accident Plan
- Critical Illness
- Cancer Plan
- Hospital Indemnity
Life
Insurance
Guaranteed-Issue
- Term Life
- Whole Life
- Lifetime Benefit Term
(with Long-Term Care Rider)
Value Added Programs
Additional Benefits
- ID Theft Protection
- Digital Will & Trust
- Legal Plan
PLAN FEATURES
Plan Offerings Include
Guaranteed Issue
ALL plans guaranteed issue for the open enrollment. No health questions.
Family Coverage
Coverage available for spouse and dependent children.
Lifetime Benefits
Most policies are fully portable with no change in benefits or cost.
Same-Day Coverage
Same-Day coverage on most plans: Accident, Critical Illness, Cancer, Hospital, Whole Life.
Convenient Payments
Convenient premium payment options include payroll deduction and ACH.
Strike Waiver
Strike Waiver of Premium included in most plans.
WE'RE HERE TO HELP
QUESTIONS ABOUT YOUR BENEFITS?
Our service team is here to help with benefit questions, billing, claims, enrollment, and more.
Benefit Questions
Get answers about your benefits and coverage
Billing Questions
Help with billing, payment, and account questions.
Filing Claims
We're here to help with filing your claim
Questions About How to Enroll
Learn how to enroll and get started
10000 Memorial Drive, Suite 800
Houston, TX 77024
Phone: (713)812-0900
Toll Free: 1(888)521-2900
Fax: (713)812-0888
Copyright © 2026 Employee Benefit Systems, Inc.