Lockheed Martin - Ft Worth
Enrollment Dates: 5/5 - 5/30
On-Site: 5/5 - 5/22
3 Ways To Enroll or Review Your Coverage:
Have Questions?
INCOME PROTECTION
SHORT TERM DISABILITY INCOME
• Guaranteed Issue for members! Includes 3/12 Pre-existing Condition Limitation.
• Pre-existing conditions are covered after 12 months from policy date.
• Provides replacement income when you are disabled from an off the job accident or illness.
• Benefits are payable for up to 25 weeks after a seven-day elimination period.
• Employees select a benefit amount from $100/week to a maximum of 80% of earnings.
• Pays in addition to your employer weekly benefit not to exceed a total of 80% of earnings.
LONG-TERM DISABILITY INCOME
• Guaranteed Issue for members! Plan includes 3/12 Pre-existing (Pre-X) Condition Limitation.
• Tax-free benefits begin after 6 months due to an on OR off the job accident or illness.
• Member can purchase up to $6,000 a month in coverage not to exceed 65% of base income.
• Tax-free benefits are payable for up to 5 years – also a 2 year LTD is available.
SUPPLEMENTAL PROTECTION
HOSPITAL INDEMNITY
• Guaranteed Issue for members, spouses, and qualified dependents! NO QUESTIONS!
• Complements your health insurance to help pay for the costs associated with a
hospital stay.
• 3 plans to choose from: Select day 1 benefit of $1,000, $1,500, or $2,500 for hospital
admission.
• Provides a per day benefit, $150, $200, or $250 beginning on day 2, for up to 30 days
per calendar year.
CRITICAL ILLNESS INSURANCE
• $5,000 - $50,000 lump-sum benefits are available for member and spouse.
• Fully portable with No Age Benefit Reduction or Change in Premium.
• Benefits for 43 named health events including childhood diseases.
• Child coverage at 50% of member’s amount at no additional cost.
• No Lifetime Max.
CANCER INSURANCE
• 2 plans to choose from. Base Plan & Premier Plan Include following benefits & more.
• Pre-existing conditions covered after 12 months.
• Provide a lump sum initial diagnosis benefit of $5,000.
• Pay up to $2,000 per month for self-administered drugs.
• Provide coverage for 32 other specified diseases in addition to cancer.
• PREMIER PLAN provides up to $5,000 per month for chemo & radiation therapy.
• BASE PLAN provides up to $500 per day for chemo & radiation therapy.
ACCIDENT PLAN
• Provides 24-hour coverage for accidents, on OR off the job.
• $400 Emergency Room benefit / $600 Ground Ambulance.
• $3,000 for hospital admission plus $750 per day hospital confinement.
• Sickness Rider: $300 pr day, up to 90 days per calendar year for a covered illness. .
• Up to $100,000 accidental death benefit.
LIFE INSURANCE
TERM LIFE INSURANCE
Available as an active full time member working 20 or more hours per week, your spouse under the age of 70, your unmarried children ages 14-19 years (to age 25 if full-time student), and handicapped children over the age of 19 are eligible for coverage.
LIFETIME BENEFIT TERM
+Long Term Care Rider
Family Protection - Guaranteed - Plus Benefits for Long Term Care (LTC)
Members - Guaranteed Issue up to $100,000
Spouse - Guaranteed Issue up to $30,000
(Spouse can have no more than 50% of members amount)
Dependent Child – Child Term Rider for $10,000 for additional cost of $4.18 per month.
Benefits for Long Term Care
Pays death benefits in advance for home health care, assisted living, adult day care, and nursing home care.
WHOLE LIFE INSURANCE
+Long Term Care Rider
Coverage available for members, spouse, dependent chidren under age 26, and grandchildren under age 16. Cost will never go up. Death benefit will never go down.
EXCLUSIVE BENEFITS
UNION COLLEGE BENEFIT
Are you interested in exploring opportunities for professional development or personal growth? Is a family member ready to return to college and chase their dreams? As an IAMAW union member, you and your entire family are welcome.
The EBS Union College Benefit helps you find the right college and the right degree options that are most important to you.
Our fully accredited, fully online network of union supporting colleges makes it simple to attend class and maintain your busy work life balance, all without having to commute to a brick-and-mortar location.
GROUP MEDICARE PLAN
Virtual Will & Trust
- Plans for the Whole Family: with one membership, 4 adult family members can create their own will- or trust-based estate plan with unlimited updates.
- Everything Included: Will-and-Trust based estate plans together with a suite of directives (POA, health care, funeral, pet directives, and more)
- Smart Digital Vault also included: Easily organizes and integrates your online life into your estate plan.
- Self-Guided: Intuitive design creates personalized estate plans from anywhere and on any device.
- Approved in All 50 States: We stay ahead of legal changes and ensure ongoing compliance with evolving laws and regulations through the guidance of our legal Advisory Board.
ID THEFT PROTECTION
33% of Adults have experienced some form of Identity theft. There is a new victim of ID theft every 2 seconds. EBS is here to help! We have negotiated with Frontline Identity to provide our members with 1 free year of ID Theft protection. *You must call to enroll or complete our enrollment form.
Need help with Self-Enroll?
Watch the video below for simple step-by-step instructions on how to Self-Enroll.